Services

Services

Competitive Rates

Check our competitive rates on CD's, IRA's, and Savings accounts. (Interest rates change on a daily basis call Farmers & Merchants Bank for more information).

TeleBank

• 24-Hour Banking Convenience • Easy Transfers between Checking & Savings • Banking made easy from any touch tone telephone Call us at (405) 867-4485 and do your banking at any time or place.

Safe Deposit Boxes

Safe deposit boxes are available in various sizes.

For all services offered please come by and see our friendly staff.

Information Regarding Temporary FDIC Insurance For Transaction Accounts

Deposits in a "no interest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31. 2010 though December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov .